HBZ believes in having a symbiotic relationship with its clients. As our clients
grow, their financing needs increase and our customers face new challenges. HBZ
recognises these challenges and offers streamlined banking processes in an effort
to help simplify your banking needs. HBZ is focused on highly personalised
service and access to decision makers, thereby providing rapid decision making
and flexibility to assist with your needs.
We provide a wide variety of Accounts, Financing, Trade Finance, Payment and
Collections solutions, designed to deliver working capital efficiency through
effective receivables management or payables process engineering. Owner-Operated
Businesses and SME banking are our particular forte. HBZ has the right solutions
tailored for you.
We offer various types of accounts that are suitable for all businesses from
start-ups, SMEs to large corporates. In addition to local currency accounts,
the following accounts can also be opened in all major currencies such as
CHF, USD, EURO, GBP, CAD and JPY.
CURRENT ACCOUNT:
HBZ Current Accounts are transactional accounts, structured to charge a ledger fee as you transact.
Features
Dual currency Visa Debit Cards (as per tariff)
Access to cheque book (as per tariff)
Currency - Kenya shillings & FCY
Opening Balance - KES 50,000/-
Interest rate - N/A
Access to mobile & Online Banking
Free access to eStatements
Requirements
Certificate of Incorporation/Registration or Certificate of Registration Form (for sole proprietors/ clubs/ society/ associations/ churches)
Constitution & By-Laws for Clubs, Associations, Societies & Foundations
Memorandum and Articles of Association for companies incorporated pre-2015 (Co. Act 486) while CR 1 and 2/3 & 8 for companies incorporated post 2015 (Co. Act 2015)
Partnership Deed duly signed by all partners (in case of partnerships)
Signed Board Resolution
Company KRA Pin Certificate
Proof of physical address - Utility Bill
Latest audited/Management Accounts
Kenyan ID/Valid Passport with Visa Page, Foreign Certificate/Alien Card (Foreign Nationals) & Tax PIN for all stakeholders (Sole Proprietors, Shareholders (owning more than 5% of the entity), Directors, Partners & Signatories
HBZ SNTD for Corporate and Business accounts earn interest payable on a monthly basis.
Features
Minimum Balance - NIL
Currency - KES
Access to Cheque book (as per tariff)
Enjoy Competitive Interest Credited monthly; calculated on daily balances.
Channels/account & information access - mobile banking, internet banking, eStatements
Free monthly eStatements
Requirements
Certificate of Incorporation/Registration or Certificate of Registration Form (for sole proprietors/clubs/society/associations/churches)
Constitution & By-Laws for Clubs, Associations, Societies & Foundations
Memorandum and Articles of Association for companies incorporated pre-2015 (Co. Act 486) while CR 1 and 2 for companies incorporated post 2015 (Co. Act 2015)
Partnership Deed duly signed by all partners (in case of partnerships)
Signed Board Resolution
Company KRA Pin Certificate
Proof of physical address - Utility Bill
Latest audited/Management Accounts
Kenyan ID/Valid Passport with Visa Page, Foreign Certificate/Alien Card (Foreign Nationals) & Tax PIN for all stakeholders (Sole Proprietors, Shareholders (owning more than 5% of the entity), Directors, Partners & Signatories
Perhaps you want to make a short-term deposit to ensure security of cash with interest for a period
ranging from one to seven days, one month or one year. In this case our Savings, Time Deposit and
Call deposit accounts are just what your business needs.
Get the convenience of instant withdrawals through our Call Deposit Account and make short notice
withdrawals from your Time Deposits. Whatever you choose, we offer attractive interest rates with a
high degree of security.
Perhaps you require trade finance to expand your business interests. As a
businessman you may have to open Letters Of Credit and require finance to
cover these. Your company(s) could be considering diversification and would
like to Mortgage Land & Building in their possession to cover these.
Perhaps all you require is Trust Receipt, Overdraft, Cheque Discounting
or Packing Credit.
Commercial Loans - short and medium term
Local Bills Discounting
Guarantees - Tender or Bid Bond, Performance Bond, Advance Payment & Labour Guarantees
Benefit from our various asset based lending and financing solutions designed to address your specific needs.
HBZ provides a range of trade finance services to help its customers finance
their growth. To discuss your trade finance needs, contact your relationship
manager who will work with you to find the best solution. Whatever your
requirements, you can be sure we offer the most flexible trade finance options,
structured to suit your particular needs.
Trade Finance services include:
Import
Letter of Credits (L/C)
Availisation
Guarantees
Import Collections
Trust Receipt Financing
Export
LC Advising & Confirmation
Documentary Collections
Export Finance
HBZ's international network and extensive correspondent banking relationships
can help your business expand across the globe. Our dedicated Group Financial
Institutions department can assist you with a myriad of services from Payments
Processing to Syndications.
The Bank aims to please its customers at all times. It has a complaints handling procedure in place to
ensure that you receive a quick and fair response to any complaints you may have about any of its
banking service(s).
At first instance you should direct your complaint to the manager of the branch where you hold your bank
account. If you do not consider that you have received a timely and fair response to your complaint from
your branch, you should contact the Manager - Area Office at Habib House, Koinange Street P. O. Box
30584 – 00100 Nairobi, Kenya. It is the Bank's policy to acknowledge your complaint within 24 hours and
to reply to you within 5 working days. In circumstances where this is not possible, the Bank will keep
you informed of progress regularly.
The Bank expects the majority of complaints will be quickly resolved to your satisfaction at this level.
If however you are still dissatisfied you can write to the Country Manager at the address below:
Habib House, Koinange Street,
P. O. Box 30584 00100 Nairobi, Kenya.
